by financekaaksha.com
Big changes are likely to happen soon for UPI regulations starting from August 1, 2025. Which affect balance checks, autopay, transaction status, and others.
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August 1, 2025
Unified Payment interface(UPI) regulations, set to come into effect which will make the ecosystem improved, smoother, and more efficient
5New changes made by
National Payments Corporation of India (NPCI)
UPI users will be permitted to check their account balance only 50times a day from one UPI app only
=cut out unwanted balance checks
Able to view the list of bank accounts against their mobile number 25 times a day
This will cut down on unnecessary API calls, and the overall performance and smoothness of the UPI service will be improved
If you pay bills, subscriptions, or investments through AutoPay, remember that transactions will only occur at certain off-peak times
- Prior to 10 a.m. - Between 1 p.m. and 5 p.m. - After 9:30 p.m.
Users of UPI can now check the status of failed transaction just 3 times a day.
- Lowers server load -Improves system performance -Boosts the success rate of transaction reversals or retries
Since June 30, 2025, there is a new rule in place that makes UPI transactions show the registered name of the recipient prior to payment confirmation
This action improves security as it minimises the possibility of wrong transactons and fraud
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