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by financekaaksha.com

New UPI Rules from August 1,2025

Big changes are likely to happen soon for UPI regulations starting from August 1, 2025. Which affect balance checks, autopay, transaction status, and others.

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August 1, 2025

UPI regulations from

Unified Payment interface(UPI) regulations, set to come into effect which will make the ecosystem improved, smoother, and more efficient 

5New changes made by 

National Payments Corporation of India (NPCI)

Multiple Blue Rings
Multiple Blue Rings
Multiple Blue Rings

Checking balance restriction

UPI users will be permitted to check their account balance only 50times a day from  one UPI app only

=cut out unwanted balance checks

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Limit on Viewing Linked Bank Accounts

Able to view the list of bank accounts against their mobile number 25 times a day

This will cut down on unnecessary API calls, and the overall performance and smoothness of the UPI service will be improved

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AutoPay Transactions: New Time Slots

If you pay bills, subscriptions, or investments through AutoPay, remember that transactions will only occur at certain off-peak times

- Prior to 10 a.m. - Between 1 p.m. and 5 p.m. - After 9:30 p.m.

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Checking Failed Transaction Status: New Limits

Users of UPI can now check the status of failed transaction just 3 times a day.

- Lowers server load -Improves system performance -Boosts the success rate of transaction reversals or retries

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Account name verification implemented

Since June 30, 2025, there is a new rule in place that makes UPI transactions show the registered name of the recipient prior to payment confirmation

This action improves security as it minimises the possibility of wrong transactons and fraud

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