Everything You Didn't Know About Unified Pension Scheme (UPS)

By Financekaaksha

The UPS ensures that all central government employees receive 50% of their last drawn salary from the past 12month as pension who served for 25years or more

Here are 8 things you (probably) didn’t know.

Key Features of Unified penson scheme (UPS)

Employees with at least 25 years of service will receive 50% of the average basic pay drawn over last 12months before superannuation

01.

If an employee dies, spouse to receive a family pension, assured at 60% of the employee's  pension

02.

Minimum pension of Rs 10,000 per month for employees who completed 10years of service

03.

Both the assured pension and the family pension are subject to inflation and ndexation

04.

The new scheme is set to be implemented from April 1st , 2025

05. 

Employees will receive a lump sum  payment at the time of superannuation

06.

These employees will also receive gratuity 1/10th of monthly emoluments(including pay and Dearness Allowance)

07.

This lump sum payment will not reduce the quantum of the assured pension

08.